Harrisburg PA Homes for Sale Blog: A Guide to New Construction in Harrisburg PA

This is a real estate blog with lots of community information, homes for sale in Harrisburg and Hershey, new construction tips, info for selling your home, and help for first time home buyers.

A Guide to New Construction in Harrisburg PA

A Guide to New Construction in Harrisburg, PA

"...read This BEFORE You Visit Your First Model Home!"

When shopping for your home, you'll discover that most homes on the market are resales. Yet, one out of four homebuyers purchases a new construction home. Both new homes and resales offer advantages. Before you make a decision,

Compare These Points!

New Construction Homes

  • offer innovative use of space and style
  • greater energy efficiency
  • a choice of options and upgrades
  • everything is new, and modern.

Existing Homes

  • on the average they are less expensive
  • often they are in established neighborhoods with mature landscaping
  • homes have already settled, eliminating possible problems that arise from this happening after the purchase of home

As you can see, there are advantages to both. Most people consider both new construction and existing homes before they decide to purchase. Should you be thinking about buying a new construction house, here are 10 points to consider before you visit your first model home.

1. Determine a Comfortable Price Range

Before you visit your first model home, sit down with your agent and do your homework. You'll want to be prepared so that you can determine a comfortable price range for your new construction home.  If you own a home, you'll first need to know the net proceeds from its sale in order to determine how much cash you'll have to work with. Don't simply estimate this but carefully calculate every possible selling cost. If you're a first time buyer, you'll need to first qualify your income. Determine the size of your down payment, then work out a monthly debt load so you can determine a comfortable price range.

2. A Builder For All Reasons

Like all tradesmen, builders vary in their fields of expertise. For example there are builders who specialize in craftsmanship, others who are known for their innovative use of space, and those who offer below-market financing or customer attention during teh new construction phase and after move-in. Determine your own specific needs or preferences then shop around for a builder that will best address your requirements.

3. Get the Facts About Your Builder

Before making a final decision, it is wise to check out the reputation and financial strength of the builder. Get "spec sheets" on new construction home features covering everything from floor plans to energy efficiency, including lot availability and delivery of your new construction home.


The Fulton II at Village Glen

4. Check Out the Neighborhood

  • Learn as much as you can about the community.
  • Discover what amenities it has to offer.
  • Investigate if financial reserves have been set aside to build or replace major amenities like schools or community roads
  • Find out from local land-use officials what else is planned or could be constructed in the area, especially where vacant land is applicable.
  • Review the rules for the homeowner's association, or find out if one will be set up.
  • Think of how you will be affected by commuting routes and times.

5. Choosing Options and Upgrades

The less expensive the base price of the new construction house is, the more options and upgrades you can add without fear of overpricing it for the neighborhood. Options are items the builder installs during the new construction phase, such as adding usable space like a sunroom or a powder room. These features can add the most to the resale value of your home. Upgrading means selecting quality above "builder standard" such as carpeting, ceramics, detailing, kitchen fixtures and appliances. Be sure to take advantage of builder incentives that offer free upgrades or credit off the sale price. Remember, you can add a deck, finished basement or landscaping later and sometimes for less money.

6. Negotiations

Some builders will not negotiate..which in my opinion gives them credibility. What they do for one,  they do for another, which I believe is the most fair approach to new construction sales. However, with other builders there may be room for negotiating price, upgrades, or options. For example, you may have some leverage for negotiating with the builder if he has a completed a home but hasn't sold it. Also some "premium lots" are priced higher and are sometimes saved to be sold last. Keep in mind that typically all lots cost the builder the same, so be sure to enquire about lot pricing. Builders may offer discounts or special financing to help close a sale.

7. Be Sure the Contract Works in Your Favor!

When spelling out the particulars of a new construction agreement with your builder, ensure you protect yourself by having safeguards written into the agreement, such as:

  • can you place your deposit in escrow? (some deposits go directly to the builder to allow them to start building)
  • detailing your upgrades;
  • allowing you access to the new construction site to check on progress;
  • a 30-day advance notice of the closing date.
  • an explanation of what the fine print means in the warranties of the builder and manufacturer.

8. Financing - What's Best for You?

Some builders, especially in high-volume communities that place large numbers of loans, can offer special financing packages. However, because "home loan" lending is highly competitive, you have many financing choices other than those being offered by the builder. Shop around for everything, from rates to lender fees. Appraisals, inspections, surveys, attorneys and closing fees can vary as well.

9. Just Because it's New.... - Doesn't Mean it's Perfect

Yes it's new and typically it's built with modern materials that are durable, low maintenance, stronger, quieter, and safer. But because nothing is perfect, even if it's new construction, consider hiring a reputable, licensed home inspector. Most builders will not allow your contract to be contingent upon this inspection, but  you could create a builder "punch list" from what you've learned to address any problems before closing.

 10. Buyer Advantages Your Builder May Not Reveal!

Here's a fact that you may not be aware of, some builders have newly-constructed homes available for immediate delivery. Usually these homes are ready to move into within 30 days. Even if some builders are eager to sell, they'll probably keep that knowledge to themselves. Immediate delivery homes are often available for various reasons:

  • the community, where new homes are being constructed is nearly complete, so the builder proceeds to have the on-site-contractors build "spec" homes (homes built on speculation for sale) on the last lots;
  • the model home is for sale;
  • the contract on a home has fallen through;
  • builders include constructing homes for immediate delivery for buyers who are relocating or who have sold their previous home and need one to move into quickly.

Immediate delivery homes may be more desirable because, sometimes builders offer financing incentives or free options. This may be done in place of chopping prices to appeal to buyers purchasing later in the building phase. An immediate delivery home is an advantageous way to purchase a new construction home if you need to move in quickly, or need a physical space to walk through and see before you sign a contract. Be sure to inquire.

For a list of New Construction Homes in the Harrisburg area,  click here.






Harrisburg PA Real Estate Expert

Ken Huebsch: Your premier real estate agent in the Greater Harrisburg area.  I am a specialist in Harrisburg real estate as well as the communities of Palmyra, Hershey, and Hummelstown.  My wife Leslye and I have a combined 40+ years' experience serving our clients -We KNOW Harrisburg. When you plan to buy or sell Harrisburg area real estate, allow us to work for you.  We are dedicated professionals and are here for your success. 

For more information on how we can best serve your real estate needs, please complete our online contact form or give us a call.  Also, check out what our fabulous clients have to say about us on our testimonials page!


Cell: (717) 514-1793            Email: Ken@KensHomesales.com


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Comment balloon 1 commentKen and Leslye Huebsch • September 21 2011 04:43PM


Ken & Leslye-Gee what a surprise, the Yankees lost, but the Red Sox won! Go figure!

Posted by Joseph D. Federico, Eastern Massachusetts Real Estate (Donahue Real Estate Co.) over 7 years ago